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Bring you the best-fit perspectives on your PURCHASE REFINANCE EQUITY-TAKEOUT DEBT CONSOLIDATION

Deliver the best financing solution to achieve your financial goal and live your dream lifestyle.
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We break down mortgage barriers so you can focus on what matters – to hunt the affordable properties for better dwelling and investment.

Are you in the life stage to upgrade or downgrade living size? The down payment will be the major challenge, no matter it comes from your saving, or selling of your current living property, or maybe you are gifted from your loved relative(s)? All those situation will encounter different mortgage solutions and qualifying criteria. 

Need a mortgage to buy an investment property (raw land, rental, mixed-used, commercial, gas station, hotel-condo, and etc.)? There are plenty ways to refine the mortgage strategies from constitutional rental programs, A-side sliding factors, alternative lending products, and private lenders.

Shorten the down payment? Think about renovation without touching your own cash? Want more tax-free cash to expand your investment portfolio? Refinance (neither Line of Credit nor HELOC) from your living house or investment property will be helpful tool.

You have significant business income but with large amount of deductions on Tax Return (T1 General)? It might be a little bit complicated to identify the eligible income that can be used for qualifying a mortgage, but moreover, there are more ways to be qualified with a good rate at A-side, or Alter-A-side, or B-side based on your actual situation.

No worries, you still can be qualified with a mortgage when you have sufficient cash-able equity, project-able employment record, or equity-sufficient property. Many institutional banks and non-bank lenders offer “net worth” programs that fit to similar situations.

Do you know the interest rate of credit card is over 20%? Do you also know that low balance of credit card will also ruin your credit score and impact your mortgage result? If this is your current situation, why don’t you try to “transfer” the bad debts into a low interest rate house mortgage to  free up credit cards plus rebuild credit score?

WE BOOST UP

MORTGAGE CERTAINTY

Fluctuating income, child-tax credit, maternity leave, unused Line of Credit, existing loan penalty, non-resident speculation tax, and etc. All of those common situations will significantly impact the mortgage qualifying result. Wish to have a RELIABLE, FREE, and no-obligation CONSULTATION?

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Let’s Work together

Online Courses for

business owners

Our clients include experienced women business owners in service-based industries with one common goal: To grow their business.

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Live Events

and business workshops

A small river named Duden flows by their place and supplies it with the necessary regelialia. It is a paradisematic country, in which roasted parts of sentences

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Meet the Team

Mortgage Strategists in Real Estate Financing Fulfillment

Single point of contact (SPOC) for institutional and non-bank lenders
5/5

RATED FIVE STARTS BY CLIENTS

The service and personal attention we received from Felix was exceptional and beyond what we were expecting! I'm glad we chose his services and would recommend Felix to anyone who is looking for very competitive mortgage rates, it is going to be tough for any one to beat him.
Henry Truong
We bought our first home this year. Our realtor suggested Felix so for our adviser. We are so grateful we were connected with Felix. As a first home buyer there is a lot of new information and it becomes confusing. Felix and Chelsea were very accommodating in providing us with all of the information in a way that was easy for us to understand. He found us an amazing mortgage rate. Felix was very professional and was very quick to respond to all of our many questions throughout the process.
David Bright
Felix is knowledgeable and patient. He was thorough and guided us every step of the way in the purchase of our home.We interviewed many brokers before working with Felix and Mortgage Outlet, his work ethic & kindness are incredible.
Christopher Baletta
Felix are really instrumental in the Mortgage space. He has handled all my mortgage needs (Primary & Rental property) Not only he has the Best services, he goes even beyond to check what best he can get for his client. Best part is he keeps informed on whats going on and what and when to expect. I give him full 5 starts for Honesty & transparency. I don't have to shop around for mortgage deals as I know when I have Felix by my side, he would do the best and that would be the best available!
Lei Zhang
It was a pleasure working with Felix and the team of Mortgage outlet including Chelsea and Hugh. Felix is very helpful and always receiving/returning call promptly to answer all my questions even if it’s weekend or after working hours. He not only helped me in getting the best rate but also ensure the smooth processing and approval on time. Highly recommended!!
Aditiya Chhiliwar
It's my first time dealing with Mortgage Outlet Inc. A great mortgage broker! Felix Wu is awesome. He was able to find me a quick and effective solution that suits my need. A very positive experience over all! Thanks.
Michael Ma